
Guys, I don’t know about you but I am ready for New Year’s Eve, 2020 to come so we can say SEE YOU to 2020. Auld Lang Syne, and all that shit!
I was all ready to recap our clinic this past weekend and then 2020 delivered another kick to our posterior region to us this year. Financial not medical so I guess we can be happy about that. Some of you know already but we had a layoff in the family and it wasn’t me.

So the clinic recap will come soon. We had fun, it was humid as hell unfortunately but still fun. For now, please think positive thoughts for us. We are fine but am a bit worried about our benefits while we figure out what is next. Anyone an expert on COBRA? Or anything at all? Feel free to reach out to me via email or message here. We are FINE but still…I will never turn down free advice for this sort of thing. We are so lucky my husband is a pack rat on saving money (and a go getter he is on the phone now with a company).

Oh crap, I’m so sorry. I hope he finds something quickly and you can get your benefits back. Does your company not offer any?
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They do but it is really high like almost Cobra prices!! But it is an option for sure. Thanks! He has a job desc from a local company so fingers crossed this is only a blip. It is nice to have him home and out of a place that had no COVID precautions in place (In fact they were holding a town hall the other day with the conf room crammed……so glad he is out of there 🙂
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Oh no, that’s nuts! Maybe it’s for the best then…
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I personally know that uncertainty of navigating the issue of securing benefits after a lay-off. These are my suggestions based on my own experience. COBRA is quite expensive but a seemless way to continue health benefits for a certain period of time until a new job with benefits is secured. If COBRA proves too expensive, go to http://www.healthcare.gov/get-coverage and select your State. It will show you health plans that you can buy that are compliant with the Affordable Care Act (ACA). And finally, if even that is too expensive, you can purchase short-term health plans OUTSIDE of the healthcare.gov exchange that are NOT ACA compliant. If you don’t want to do the benefits research on your own, a list of health insurance agents/brokers to help you navigate the options can be found at http://www.nahu.org. Here’s hoping you can find some benefits that will work for your family and that your husband finds a new gig soon.
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I still have nothing inspiring to say… in covid times, running away and joining the circus is out. Maybe we should actually start that tshirt line we talked about a few years ago? I mean, I still hate people and the world…
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Ugh I am really sorry to hear about the layoff and am with you on saying sayonara to 2020. Thinking good thoughts for you both!
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